23 Things That Are No Longer Worth Your Money
📚 Main topics
- Dining outChipotle bowls feel less worthwhile because they’re easy to make at home; the creator would rather pay for food that’s inconvenient to prepare, such as a seafood boil. He also skips expensive ice cream shops, restaurant appetizers and drinks, and costly extra sauces. 0:00
- Storage units and thrift shopsStorage units can cost more over time than the belongings inside are worth, so he recommends selling, donating, or decluttering instead. Resale and consignment stores may offer nice clothes, but they aren’t necessarily a way to save money. 1:33
- Entertainment and travelBig-venue concerts, movie theaters, escape rooms, Disney parks, and Airbnbs can be expensive; he prefers smaller concerts, home streaming, other amusement parks, or hotels when they’re better value. Camping can be worthwhile, but popular sites are difficult to reserve. 3:03
- Shopping and personal careInfluencer makeup lines aren’t automatically better quality, and his wife found a less expensive blush she liked just as much. He also favors at-home nail care and lower-cost haircuts over frequent salon visits. 4:34
- Food and lodging choicesHe generally buys chicken, ground beef, and frozen tilapia rather than expensive cuts of meat. When booking hotels, he looks for breakfast included, since pricier hotels may charge extra for it. 5:35
- Housing and educationLiving alone can make it harder to save and invest early in a career; a carefully chosen roommate can reduce housing costs. He also recommends community college and in-state universities as lower-cost alternatives to out-of-state schools. 8:08
- Coffee and savings accountsHe says Starbucks prices keep rising without improving the value, and he prefers high-yield savings accounts over traditional low-yield bank savings. 12:44
- Insurance and car costsHe avoids add-on insurance for inexpensive items, prefers gently used cars to reduce depreciation costs, and usually recommends local mechanics over dealerships—except when warranties, recalls, specialized issues, or OEM parts make a dealership appropriate. 16:50
- Buy-now-pay-later plansHe warns against services such as Klarna, Affirm, and Afterpay, arguing that they can encourage impulsive spending instead of saving up first. 19:25
✨ Key takeaways
- Choose value over convenience or statusCompare the real cost and benefit of purchases, from entertainment and food to schools and car repairs. 3:03
- Avoid recurring costs for things you don’t use or needStorage rent, unnecessary insurance, and costly financing can quietly drain money over time. 1:33
- Look for affordable substitutesCooking at home, using high-yield savings accounts, and choosing used cars can help preserve money for higher priorities. 4:04
🧠 Lessons learned
- Spend intentionally, not automaticallyThe creator’s choices are personal, and he invites viewers to decide which expenses are worthwhile for their own lives. 1:02
- Make room for saving and investingReducing housing costs early in life can free up more money to invest and benefit from compounding over time. 8:39
- Don’t confuse higher prices with higher qualityA famous brand, upscale venue, or dealership isn’t necessarily worth the premium. 4:34
🏁 Conclusion/next steps
- Review your spendingDecide what’s worth paying for, cut expenses that don’t provide enough value, and consider ways to save on groceries. 19:56
Transcript excerpt
0:00 All right. So, I'm here at Chipotle. And I'll be honest, I don't think this is worth my money anymore in 2026. Chicken bowl with a tortilla on the side. Thanks. And then I'll do the cheese and lettuce. Thank you. All right. Good secured. Let's find out the cost. Chicken bowl 9.80. I added a tortilla on the side, which was 50. That used to be free. And as an added bonus, because this was an obvious business
0:31 expense, I got the guacamole on the side, which was 2.95, making the final total of this meal to be 14.54 after taxes. But I just want to clarify, it's not the price that makes this no longer worth buying. It is the actual content of the food. And I think of Chipotle as food that I can easily make at home. Nowadays, whenever Ashley and I do dine out, we intentionally try to get food that we wouldn't easily make at home. I'm pretty sure I have rice, I have grilled chicken, and I have the same
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